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Archivo del Autor: Belen De Leon

HealthJoy raises $12.5M Series B to help employees make the most of their healthcare benefits

Healthcare in the United States is so complicated that even employees with good benefits might have a hard time navigating their options. HealthJoy wants to help with a health benefits platform that uses AI to answer questions. The Chicago-based startup announced today that it has raised $12.5 million in Series B funding led by U.S. Venture Partners, with participation from Epic Ventures and returning investors Chicago Ventures, Sidekick Ventures and its co-founders.

This brings HealthJoy’s total funding, including a $3 million Series A announced in August 2017, to $9 million. The company will use its Series B to double its team to 250 people over the next 10 months. It currently has about 200,000 users, grew by 610% last year and expects to grow by 250% this year. USVP general partner Jonathan Root will join HealthJoy’s board.

Launched in 2014 by Justin Holland and Doug Morse-Schindler, HealthJoy’s app helps its users manage claims, deductibles, their health savings accounts and prescriptions, in addition to guiding them through point solutions, or specific services offered by a single vendor as part of their benefits package. For example, it might direct members to a telemedicine provider. Holland, HealthJoy’s CEO, told TechCrunch in an email that last year, telemedicine utilization was 27.3 percent across the startup’s entire book of business. He added that telemedicine usually translates into about $450 to $500 in savings per visit by avoiding office visits, urgent care or trips to the emergency room.

As another example of how HealthJoy has helped users, Holland says one employee was spending more than $10,000 every month on maintenance drugs, but that amount was reduced over 90% through strategies including alternative medications, an international pharmacy program and manufacturer assistance. This saved the employee more than $1,000 in out-of-pocket costs and the employer $8,000.

Holland became interested in the health benefits space after he injured his knee while skiing and had to schedule an MRI scan. Since he hadn’t reached the deductible on his individual Affordable Care Act plan yet, Holland needed to pay for the scan out-of-pocket. Researching MRI pricing “took me down a rabbit hole of the incredibly complex and non-transparent world of healthcare pricing,” he said. “At the end of several days of work, I found that two nearly identical MRIs could vary in cost from $500 to $5,000. That pricing disparity in itself seemed like a big problem worth solving.”

Holland and Morse-Schindler already had successful startup exits on their resumes (including OpenInstall, which was acquired by AVG Technologies in 2012, and FreeCause, acquired by Rakuten in 2010). The two decided to tackle the challenge of improving how consumers experience the healthcare system. At first they focused on a direct-to-consumer model with individual health plans, but then pivoted to working with employers in early 2017.

“We found out that our focus on the member was just as applicable to employees and that with increasing deductibles, employees were anxious to become healthcare shoppers. Over 40% of healthcare is considered ‘shoppable,’” Holland said.

Other tech companies focused on improving the health benefits space from different angles include League, Lumity, Lyra Health and Spring Health. Holland views those companies are potential partners for HealthJoy.

“Typically, we are not selling against competitors, but rather selling against lack of utilization for single point solutions” by gathering all services into one platform to increase utilization. “Benefit administration platforms are vital to us from an operational perspective and entirely complementary.”


Source: TechCrunch

Elizabeth Warren wants to break up Google, Amazon and Facebook

The influential Massachusetts Senator and Presidential hopeful Elizabeth Warren has been a longtime critic of the consolidation of economic power by Amazon, Google, and Facebook. Now she’s making their break-up a key component of her Presidential platform.

Warren has just released her plan for breaking up big tech, in what seems like a watershed moment for a Democratic nominee. Since Al Gore famously (infamously?) “invented the internet”, Democratic candidates have turned away from serious regulation of technology companies, preferring instead to receive their campaign contributions.

Eric Schmidt and Google donors were hugely important to the Obama campaign, and big tech companies were among his biggest supporters.

Now, Warren has said (on Medium no less) that the massive market power that Google, Facebook, and Amazon wield is a threat and will be treated accordingly.

“Twenty-five years ago, Facebook, Google, and Amazon didn’t exist,” writes Warren. “Now they are among the most valuable and well-known companies in the world. It’s a great story — but also one that highlights why the government must break up monopolies and promote competitive markets.”

The parallel she uses to make her case is the breakup of Microsoft, which she weirdly calls “the tech giant of its time” (Microsoft is still a tech giant), and holds as perhaps the last example when government went toe to toe with the technology industry.

“The government’s antitrust case against Microsoft helped clear a path for Internet companies like Google and Facebook to emerge,” Warren writes.

But now the companies that flourished in the wake of the Microsoft case have, themselves, become too powerful, she argues.

“They’ve bulldozed competition, used our private information for profit, and tilted the playing field against everyone else. And in the process, they have hurt small businesses and stifled innovation,” writes Warren.

The key components of the Warren plan include passing legislation that would designate companies with annual global revenue above $25 billion that provide marketplace, exchange, or third-party connectivity as “platform utilities” and prohibit those companies from owning participants on their platforms.

It’s a dragnet that now encompasses Alphabet and Amazon (but I don’t think it touches Facebook?). The new law would also be required to meet a standard of fair and non-discriminatory use with their users, and platforms would be restricted from sharing user data with third parties.

For companies with revenues below $25 billion, they’d be required to adhere to the fair use standard.

Warren would give state attorneys general and private parties the right to sue a platform for conduct that violates those requirements and the government could fine a company 5% of their annual revenue for violating the terms of the new legislation.

As Warren notes, “Amazon Marketplace, Google’s ad exchange, and Google Search would be platform utilities under this law. Therefore, Amazon Marketplace and Basics, and Google’s ad exchange and businesses on the exchange would be split apart. Google Search would have to be spun off as well.”

The second (and more aggressive) part of Warren’s plan would be the appointment of regulators to roll back acquisitions that Warren deems anti-competitive. In Amazon’s case that means Whole Foods and Zappos would have to be spun back out. Alphabet would have to unwind Google’s acquisitions fo Waze, Nest, and DoubleClick (but not YouTube?), and Facebook would have to part with WhatsApp and Instagram.

“Unwinding these mergers will promote healthy competition in the market — which will put pressure on big tech companies to be more responsive to user concerns, including about privacy,” Warren writes.

Her call for regulation is a big moment for the tech industry, it should also serve as a wake-up call for these companies to do more than just pay lip service to the problems their dominance is causing in the marketplace.

As Warren writes:

We must give people more control over how their personal information is collected, shared, and sold — and do it in a way that doesn’t lock in massive competitive advantages for the companies that already have a ton of our data.

We must help America’s content creators — from local newspapers and national magazines to comedians and musicians — keep more of the value their content generates, rather than seeing it scooped up by companies like Google and Facebook.

And we must ensure that Russia — or any other foreign power — can’t use Facebook or any other form of social media to influence our elections.

Those are each tough problems, but the benefit of taking these steps to promote competition is that it allows us to make some progress on each of these important issues too. More competition means more options for consumers and content creators, and more pressure on companies like Facebook to address the glaring problems with their businesses.


Source: TechCrunch

SpaceX's Crew Dragon safely returns to Earth video – CNET

NASA’s mission control is all cheers as they watch SpaceX’s Crew Dragon splash down into the Atlantic ocean.
Source: CNET

Sen. Elizabeth Warren calls to break up Amazon, Google, Facebook – CNET

The presidential candidate says big tech companies are hurting small businesses.
Source: CNET

Google Doodle celebrates International Women's Day 2019 – CNET

Google has turned to leading female artists to illustrate the inspiring words of women who have changed the game for all of us.
Source: CNET

Galaxy S10 phones on sale today: How to buy them, and if you should – CNET

The Galaxy S10, S10 Plus and S10E are officially on sale. Here’s everything you need to know.
Source: CNET

Create unlimited marketing and social videos for $23 – CNET

That buys you a lifetime subscription to Wave.Video, which normally runs $99 per year. Plus: a $79 hoverboard and your chance to win an LG G7.
Source: CNET

Spotify announces expanded Samsung partnership focused on pre-installs and free trials

In August 2018, Spotify became Samsung’s go-to streaming music service provider following a strategic partnership between the two companies that initially focused on bringing Spotify to Samsung Smart TVs and a deeper connection with Samsung’s assistant technology, Bixby. Today, timed alongside the retail launch of Samsung’s Galaxy S10, the companies are expanding their partnership to make Spotify a pre-installed application on a range of Samsung devices, including the new Galaxy S10, S10+, S10e, S10 5G, as well as the Galaxy Fold and some of Samsung’s lower mid-range Galaxy A devices.

In addition, U.S. consumers buying the new Galaxy S10 will qualify for six months of free Spotify Premium access if they’re new customers, Spotify said.

The two companies had not offered many more details about their partnership plans since the announcement last year, saying only that a lot of discussions were taking place as to what’s next. However, a move to pre-install Spotify on Samsung phones was likely under consideration from day one – especially after the 2016 failure of Samsung’s own Milk Music streaming service, which meant it no longer had its own direct answer to Apple Music.

At the time of Milk Music’s closure, Samsung said it would shift to investing in a partner model for integrating the “best” music services on to its Galaxy family of devices. Later picking Spotify as the strategic partner made sense, as it’s a clear frontrunner in the space and one that’s not operated by a tech giant like Google’s YouTube Music/Google Play Music, Apple Music, or Amazon Music.

The Spotify-Samsung partnership not only means that Spotify now gets deeper integration on devices and services, like Bixby, it could potentially allow the two companies to work together on under the hood, cross-platform integrations, as well. This could benefit Spotify’s ambitious podcasting plans, as listeners could pick up where they left off as they switch between devices. That wouldn’t have necessarily been possible without a device partnership like this.

Spotify says the expanded Samsung partnership will see the music service pre-installed on “millions” of Samsung devices worldwide, starting today, March 8, 2019.

“We were very excited to be named Samsung’s go-to music streaming service several months ago and today’s news will only ensure a more seamless Spotify listening experience across devices for listeners around the world,” said Sten Garmark, VP of Consumer Products, Spotify, in a statement. “This partnership makes it easy for Samsung mobile users to access their favorite music and podcasts on Spotify, wherever they are and however they choose to listen.”


Source: TechCrunch

Inside the High-Stakes Race to Make Quantum Computers Work

Quantum computers could help explain some of the most fundamental mysteries in the universe and upend everything from finance to encryption—if only someone could get them to work.
Source: Wired

Okta to acquire workflow automation startup Azuqua for $52.5M

During its earnings report yesterday afternoon, Okta announced it intends to acquire Azuqua, a Bellevue, Washington workflow automation startup for $52.5 million.

In a blog post announcing the news, Okta co-founder and COO Frederic Kerrest saw the combining of the two companies as a way to move smoothly between applications in a complex workflow without having to constantly present your credentials.

“With Okta and Azuqua, IT teams will be able to use pre-built connectors and logic to create streamlined identity processes and increase operational speed. And, product teams will be able to embed this technology in their own applications alongside Okta’s core authentication and user management technology to build…integrated customer experiences,” Kerrest wrote.

In a modern enterprise, people and work are constantly shifting and moving between applications and services and combining automation software with identity and access management could offer a seamless way to move between them.

This represents Okta’s largest acquisition to-date and follows Stormpath almost exactly two years ago and ScaleFT last July. Taken together, you can see a company that is trying to become a more comprehensive identity platform.

Azuqua, which had raised $16 million since it launched in 2013, appears to have given investors  a pretty decent return. When the deal closes, Okta intends to bring its team on board and leave them in place in their Bellevue offices, creating a Northwest presence for the San Francisco company. Azuqua customers include Airbnb, McDonald’s, VMware and Hubspot,

Okta was founded in 2009 and raised over $229 million before going public April, 2017.


Source: TechCrunch

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