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Archivo del Autor: Belen De Leon

The founder of business banking startup Tide plans to step down as CEO

Changes are afoot at Tide, the U.K. fintech startup that offers banking services for small businesses. TechCrunch has learned that founder George Bevis is planning to step down as CEO, and that the nearly three-year old company is actively headhunting for his replacement.

It comes at a time when Tide — which counts 30,000 small business sign ups — is said to be entering ‘scale-up’ mode, with a headcount approaching 100 employees, and ambitions to expand internationally. Earlier this week the service saw a rebrand, including a new ‘vertical’ design for the Tide card and the slogan “Do Less Banking,” a reference to the startup’s mission to make the lives of small business owners easier.

The company also announced that it had got a regulatory upgrade and is now authorised as an electronic money institution by U.K. regulator the FCA. This gives Tide more direct access to banking infrastructure and means that over time it will be less reliant on third-party providers and can have more flexibility in how it serves customers, although it still hasn’t (yet?) chosen to apply for a fully fledged bank license.

Confirming that Tide is recruiting a new CEO, founder Bevis gave TechCrunch the following statement:

“I’m a small business-focussed guy who’s had the privilege of building an amazing company serving small businesses. Now our own business isn’t small any more it’s time for me to think about bringing in someone who knows at least as much about international scale-ups as I know about U.K. startups. Tide will stay focussed on saving small business owners time — in future all across the world. I’m looking forward to continuing to play a key role, both inside the business and on the board”.

I’m told that the decision to start recruiting for a new CEO was instigated by Bevis in discussion with the Tide board, who are fully supportive. The thinking from the Tide founder is that now is a good time to look for a CEO experienced in scaling a company as the early-stage founding job is materially complete, including developing the core Tide product and finding market fit.

Meanwhile, I understand that the new CEO will be tasked with executing Tide’s growth plans, which, along with international expansion, will include evolving the startup to a full SMB banking platform play that will see it continue to plug into providers of other bank related services for small business and further commercializing through revenue-share deals. The idea is that by creating a Tide ecosystem, the company “can scale far beyond the size of any single individual provider”.

To that end, Tide has secured over $16 million in funding to date from VCs including Creandum, LocalGlobe, Passion Capital and fintech specialist, Anthemis, as well as well-known angel investors including Errol Damelin (Wonga), Alex Chesterman (Zoopla/ZPG) and William Reeve (Lovefilm, Graze, and currently CEO of Goodlord).


Source: TechCrunch

Revolut launches disposable virtual cards

Fintech startup Revolut is launching a new type of virtual cards — disposable cards for online purchases. While you could already generate additional virtual cards for a fee, this is a different kind of virtual card as it gets destroyed after each transaction.

If you usually shop on Amazon or if you have a Spotify subscription, those services first asked you to enter your card number and they keep charging the same card.

But what if you end up on a dodgy-looking site but you really want to buy that funny pair of socks? Chances are you won’t ever purchase anything againt on this website. And you don’t want to give them your actual card information.

Now, you can generate a virtual card in Revolut and enter it on that weird site. After the transaction, Revolut will disable this card forever. If the website wants to charge you again, the transaction will fail.

And if you’re on a shopping spree, Revolut generates a new disposable card seconds after the existing one is used. So you won’t be able to use those disposable cards for online subscriptions and recurring payments. But disposable cards can be useful to prevent fraud. You need a premium subscription to access disposable cards.

There’s no change to permanent cards. When you create a Revolut account, you get a virtual card for free. You can get a physical card for £5/€6 or you can subscribe to a Revolut Premium account to get it for free. Additional cards (physical or virtual) cost £5/€6, with a maximum of five cards in total.


Source: TechCrunch

Facebook and Zuckerberg still don't know the right thing to do – CNET

Commentary: In a rambling, desperate interview with CNN, Facebook’s CEO showed that, when it comes to having leadership instincts, he’s found wanting.
Source: CNET

DJ Cortana: Control Spotify with Microsoft's voice assistant – CNET

Set up Cortana to kick out the Spotify jams on Windows 10.
Source: CNET

Facebook data access plans dropped by Australian sports event – CNET

Officials had planned to collect Facebook data from Australia’s Commonwealth Games visitors by offering high-speed Wi-Fi that taps the social media site.
Source: CNET

Google doodle honors Japanese geochemist Katsuko Saruhashi – CNET

The pioneering scientist developed a method for measuring carbon dioxide in seawater and used radionuclides to trace ocean currents.
Source: CNET

Zuckerberg 'sorry' for data scandal, open to regulation – CNET

Facebook’s CEO tells CNN he regrets his company’s handling of the Cambridge Analytica scandal.
Source: CNET

Stephen Hawking's ashes to rest near graves of Newton, Darwin – CNET

A service of celebration for the late theoretical physicist will be celebrated at Westminster Abbey later this year.
Source: CNET

What Would Regulating Facebook Look Like?

In an interview with WIRED, Mark Zuckerberg seemed to accept the idea of some US regulation. Other countries could provide the blueprint.
Source: Wired

Mark Zuckerberg will be on CNN tonight. Will he apologize? – CNET

Commentary: The embattled Facebook CEO will be on grilled tonight on CNN. But will he express contrition for the Cambridge Analytica mess?
Source: CNET

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