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The best personal finance software

Stay on top of your money with the best personal finance software. We break down our favorites no matter what operating system or platform you’re on and whether you want a free, or premium, utility.

The post The best personal finance software appeared first on Digital Trends.


Source: Digital trends

Official near-earth object plan will look into nuking asteroids and other ‘planetary defense missions’

Space is a big place, and mostly empty — but there’s no shortage of objects which, should they float our direction, could end life as we know it. A new national plan for detecting and handling such objects was proposed today, and it includes the possibility of nuclear strikes on the incoming asteroids and other “planetary defense missions.”

The plan, revealed and discussed this morning, is far from a joke — it’s just that the scales these threats operate at necessarily elevates the discourse to Hollywood levels.

It’s not so much “let’s do this” as “let’s figure out what we can do.” As such it has five major goals.

First, improve our ability to detect and track near-earth objects, or NEOs. We’ve been doing it for years, and projects like NEOWISE have captured an incredible amount of these objects, ranging in size from the kind that will safely burn up in orbit, to those that might cause serious damage (like the Chelyabinsk one), to proper planet-killers.

But we often hear about NEOs being detected for the first time on near-collision courses just days before approach, or even afterwards. So the report recommends looking at how existing and new programs can be utilized to better catch these objects before they become a problem.

Second, improve our knowledge of what these objects can and have done by studying and modeling them. Not just so that we know more in general, but so that in the case of a serious incoming object we know that our predictions are sound.

Third, and this is where things go a little off the rails, we need to assess and develop NEO “deflection and disruption” technologies. After all, if a planet-killer is coming our direction, we should be able to do something, right? And perhaps it shouldn’t be the very first time we’ve tried it.

The list of proposed methods sounds like it was sourced from science fiction:

This assessment should include the most mature in-space concepts — kinetic impactors, nuclear devices, and gravity tractors for deflection, and nuclear devices for disruption — as well as less mature NEO impact prevention methods.

I wasn’t aware that space nukes and gravity tractors were our most mature concepts for this kind of thing! But again, the fact is that a city-sized object approaching at a significant fraction of the speed of light is an outlandish problem that demands outlandish solutions.

And I don’t know about you, but I’d rather we tried a space nuke once or twice on a dry run rather than do it live while Armageddon looms.

At first these assessments will be purely theoretical, of course. But in the medium and long-term NASA and others are tasked with designing actual “planetary defense missions”:

This action includes preliminary designs for a gravity tractor NEO deflection mission campaign, and for a kinetic impactor mission campaign in which the spacecraft is capable of either functioning as a kinetic impactor or delivering a nuclear explosive device. For the latter case, the spacecraft would contain all systems necessary to carry and safely employ a nuclear explosive device, but would carry a mass simulator with appropriate interfaces in place of an actual nuclear device. Designs should include reconnaissance spacecraft and methods to measure the achieved deflection.

Actual flight tests “would not incorporate an actual nuclear device, or involve any nuclear explosive testing.” Not yet, anyway. It’d just be a dry run, which serves its own purposes: “Thorough flight testing of a deflection/disruption system prior to an actual planetary defense mission would substantially decrease the risk of mission failure.”

Fourth the report says that we need to collaborate on the world stage, since of course NEO strikes don’t exactly discriminate by country. So in the first place we need to strengthen our existing partnerships with countries sharing NEO-related data or studies along these lines. We should all be looking into how a potential impact could affect our country specifically, of course, since we’re the ones here — but that data should be shared and analyzed globally.

Last, “Strengthen and Routinely Exercise NEO Impact Emergency Procedures and Action Protocols.”

In other words, asteroid drills.

But it isn’t just stuff like “here’s where Boulder residents should evacuate to in case of impact.” As the document points out, NEO impacts are a unique sort of emergency event.

Response and mitigation actions cannot be made routine to the same degree that they are for other natural disasters such as hurricanes. Rather, establishing and exercising thresholds and protocols will aid agencies in preparing options and recommending courses of action.

The report recommends exploring some realistic scenarios based on objects or situations we know to exist and seeing how they might play out — who will need to get involved? How will data be shared? Who is in charge of coordinating the agencies if it’s a domestic impact versus a foreign one? (See Shin Godzilla for a surprisingly good example of bureaucratic paralysis in the face of an unknown threat.)

It’s strange to think that we’re really contemplating these issues, but it’s a lot better than sitting on our hands waiting for the Big One to hit. You can read the rest of the recommendations here.


Source: TechCrunch

How a Child Moves Through a Broken Immigration System

Trump’s new executive order ends family separation, but detainee advocates say there is no clear process for reuniting those who have already been torn apart.
Source: Wired

T-Mobile urged to fire Corey Lewandowski for mocking child with Down syndrome – CNET

The company’s adviser responded with “Womp, womp” when hearing about the 10-year-old, who was separated from her family at the US-Mexico border.
Source: CNET

Twitter suspends accounts for tweeting link to Stephen Miller's phone number – CNET

News site allegedly told you how to reach the architect of Trump’s “zero tolerance” immigration policy.
Source: CNET

Tinder's parent company Match Group buys dating app Hinge – CNET

The online relationship behemoth, which owns apps like OkCupid, Match and Tinder, has added another platform to its ranks.
Source: CNET

29Rooms in 90 seconds: Art at high speed video – CNET

Refinery29’s traveling immersive art installation features collaborations with Janelle Monáe, Jake Gyllenhaal, Haagen-Dazs and more.
Source: CNET

Lyft makes it easier to track business travel expenses

Lyft announced today that taking a business trip and then actually turning in your travel receipts just got a whole lot easier. A new feature for business profiles will allow employers to create a direct connection between employee trips and travel managers in charge of their reimbursement.

While this integrated functionality is not new for the ridesharing company, it is the smoothest it has ever been. In 2016, Lyft launched its business profiles to allow users the ability to easily share receipts via their work emails. Then, in the summer of 2017, the company announced in-app integration with expense management partners like Concur and Expensify to expedite the process further.

Now, instead of emailing a receipt, people can choose from a pre-selected list of expense codes before their ride even begins to ensure that receipts are sent along to their company and its business management system. This feature will also use the trip data to provide travel managers with access to monthly reports that keep track of employees’ costs, rides and routes.

With the task of chasing down receipts off their plates, Lyft hopes this will allow companies the opportunity to fine-tune their travel processes instead.


Source: TechCrunch

Truepic raises $8M to expose Deepfakes, verify photos for Reddit

How can you be sure an image wasn’t Photoshopped? Make sure it was shot with Truepic. This startup makes a camera feature that shoots photos and adds a watermark URL leading to a copy of the image it saves, so viewers can compare them to ensure the version they’re seeing hasn’t been altered.

Now Truepic’s technology is getting its most important deployment yet as the way Reddit will verify that Ask Me Anything Q&As are being conducted live by the actual person advertised — oftentimes a celebrity.

But beyond its utility for verifying AMAs, dating profiles and peer-to-peer e-commerce listings, Truepic is tackling its biggest challenge yet: identifying artificial intelligence-generated Deepfakes. These are where AI convincingly replaces the face of a person in a video with someone else’s. Right now the technology is being used to create fake pornography combining an adult film star’s body with an innocent celebrity’s face without their consent. But the big concern is that it could be used to impersonate politicians and make them appear to say or do things they haven’t.

The need for ways to weed out Deepfakes has attracted a new $8 million round for Truepic. The cash comes from untraditional startup investors, including Dowling Capital Partners, former Thomson Financial (which become Reuters) CEO Jeffrey Parker, Harvard Business school professor William Sahlman and more. The Series A brings Truepic to $10.5 million in funding.

“We started Truepic long before manipulated images impacted democratic elections across the globe, digital evidence of atrocities and human rights abuses were regularly undermined, or online identities were fabricated to advance political agendas — but now we fully recognize its impact on society,” says Truepic founder and COO Craig Stack. “The world needs the Truepic technology to help right the wrongs that have been created by the abuse of digital imagery.”

Here’s how Truepic works:

  1. Snap a photo in Truepic’s iOS and Android app, or an app that’s paid to embed its SDK in their own app
  2. Truepic verifies the image hasn’t been altered already, and watermarks it with a time stamp, geocode, URL and other metadata
  3. Truepic’s secure servers store a version of the photo, assigned with a six-digit code and its URL, plus a spot on an immutable blockchain
  4. Users can post their Truepic in apps to prove they’re not catfishing someone on a dating site, selling something broken on an e-commerce site, or elsewhere
  5. Viewers can visit the URL watermarked onto the photo to compare it to the vault-saved version to ensure it hasn’t been modified after the fact

For example, Reddit’s own Wiki recommends that AMA creators use the Truepic app to snap a photo of them holding a handwritten sign with their name and the date on it. “Truepic’s technology allows us to quickly and safely verify the identity and claims for some of our most eccentric guests,” says Reddit AMA moderator and Lynch LLP intellectual property attorney Brian Lynch. “Truepic is a perfect tool for the ever-evolving geography of privacy laws and social constructs across the internet.”

The abuses of image manipulation are evolving, too. Deepfakes could embarrass celebrities… or start a war. “We will be investing in offline image and video analysis and already have identified some subtle forensic techniques we can use to detect forgeries like deepfakes,” Truepic CEO Jeff McGregor tells me. “In particular, one can analyze hair, ears, reflectivity of eyes and other details that are nearly impossible to render true-to-life across the thousands of frames of a typical video. Identifying even a few frames that are fake is enough to declare a video fake.”

This will always be a cat and mouse game, but from newsrooms to video platforms, Truepic’s technology could keep content creators honest. The startup has also begun partnering with NGOs like the Syrian American Medical Society to help it deliver verified documentation of atrocities in the country’s conflict zone. The Human Rights Foundation also trained humanitarian leaders on how to use Truepic at the 2018 Freedom Forum in Oslo.

Throwing shade at Facebook, McGregor concludes that “The internet has quickly become a dumpster fire of disinformation. Fraudsters have taken full advantage of unsuspecting consumers and social platforms facilitate the swift spread of false narratives, leaving over 3.2 billion people on the internet to make self-determinations over what’s trustworthy vs. fake online… we intend to fix that by bringing a layer of trust back to the internet.”


Source: TechCrunch

Los cinco errores a evitar para liderar la tecnología cuántica

Mientras que China se ha convertido en el rey indiscutible de la inteligencia artificial, el trono del sector cuántico todavía está vacío. Varios países están creando hojas de ruta para hacerse con este liderazgo, pero para lograrlo deben esforzarse en no cometer estos cinco errores
Source: MIT

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