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Archivo del Autor: Belen De Leon

Circle Invest lets you buy the cryptocurrency market

Circle Invest is one of the easiest products when you want to get started with cryptocurrencies. When Circle first launched the app, I compared it to Coinbase. And Circle is making it even easier to get started as you can just “buy the market” now.

Circle Invest started with just a handful of cryptocurrencies — Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic and Litecoin. But now, the company has added Monero and Zcash. If you don’t know anything about cryptocurrencies, it’s hard to know where you should put your money.

That’s why Circle has created a button that lets you buy all coins available on Circle Invest, weighted depending on their respective market capitalization. The total market cap of Bitcoin is much higher than the total market cap of Zcash, so you’ll end up with more Bitcoin than Zcash.

Circle Invest is available on the App Store and Play Store in the U.S. except in except in MN, HI and WY. The company plans to launch in Europe at some point.

The app only supports market orders. ACH transfers are free and you can buy instantly for transfers below $10,000 before the money arrives on Circle’s bank account.

Circle says you can expect a bit of spread between the buy and sell price, just like on other exchanges. But the company doesn’t add any fee on top of that.

Correction: Circle Invest is now available to users who live in NY.

Disclosure: I own small amounts of various cryptocurrencies.


Source: TechCrunch

Top Tuesday tech deals: Roku TVs on sale, $100 off Apple Watch Series 1 and more – CNET

Today’s top deals include some early Memorial Day sales.
Source: CNET

Samsung is opening global AI centers in the UK, Canada and Russia – CNET

The company will have five AI centers by the end of May.
Source: CNET

Instagram Mute, because FOMO eventually wanes – CNET

With the new feature, you’ll never have to wade through your BFF’s out-of-focus dog photos again.
Source: CNET

California dreamin': Coastal glamping in VW's verboten van – Roadshow

Volkswagen’s California camper van is the coolest thing since the Microbus.
Source: CNET

Starbucks’s mobile payment service is slightly outpacing Apple’s

People really love getting their coffee more quickly. Starbucks, which has operated its own mobile payments service since 2011, is the market leader in terms of mobile payments users, beating out Apple Pay, Google Pay, and Samsung Pay, according to a new reporter from eMarketer out this morning. However, Starbucks’ lead over Apple Pay is only a small one – in 2017, it had 20.7 million users compared with Apple Pay’s 19.7 million. And that gap will remain small this year, with 23.4 million using Starbucks’ mobile payments compared with 22 million using Apple Pay.

The wide adoption of the Starbucks mobile payment service is not only due to speed and convenience that the barcode-based payment system offers – it’s also because payments are tied to loyalty, and the Starbucks app is where customers can monitor and manage their card balance and their “star rewards.” In addition, Starbucks has the benefit of being able to offer a consistent payments experience across its stores – there’s never a question in consumers’ minds as to whether they can use its mobile payments service. They know they can.

Other mobile proximity payment services don’t have the same advantage, as many retailers still don’t offer payment terminals that support the tap-to-pay services like Apple Pay and Google Pay.

According to eMarketer’s forecast, 23.4 million people ages 14 and older will use the Starbucks app to make a point-of-sale purchase at least once every six months, compared with 22 million who will use Apple Pay, 11.1 million who will use Google Pay, and 9.9 million who will use Samsung Pay.

Those numbers will increase across the board through 2022, but the rankings will remain the same – with Starbucks then seeing 29.8 million users to Apple Pay’s 27.5 million.

However, this forecast appears to be discounting the impact of the recent expansion of Apple Pay, which will allow users to send payments to friends through iMessage. When you receive this money, it’s added to an Apple Pay Cash card in your iPhone’s Wallet, which can then be used in stores, in addition to in apps or online. This built-in payments service inside one of the largest messaging platforms could prompt more users to adopt Apple Pay, even if they hadn’t before.

Another note: it seems which services are more popular than others is also tied to how long they’ve been around.

Apple Pay launched before Samsung and Google Pay, and is now accepted at more than half of U.S. merchants. Google Pay isn’t as widely accepted, but is pre-installed on Android, which will help it grow. Samsung Pay, meanwhile, has the lowest adoption in terms of users, but is most accepted by merchants, says eMarketer.

The rankings of the various payment services wasn’t the only notable finding from eMarketer’s new report.

The analysts also found that this year, for the first time, more than 25 percent of U.S. smartphone users ages 14 and older, will have used a mobile payment service at least once every six months. The number of payments users will increase by 14.5 percent to reach 55 million by the end of 2018, the firm estimates.

But over the next several years, these top four services will see their share of the mobile payments drop, even as their user numbers grow. That’s because they’ll face increased competition from other new payment apps, including those from merchants themselves.

“Retailers are increasingly creating their own payment apps, which allow them to capture valuable data about their users. They can also build in rewards and perks to boost customer loyalty,” eMarketer forecasting analyst Cindy Liu says.

eMarketer’s forecast (paywalled) is based on an analysis of third-party data, including Forrester, Juniper Research, and Crone Consulting’s data.

 

 


Source: TechCrunch

Electrify America to add high-speed chargers to 30 shopping centers – Roadshow

The first one will open next month in Louisiana.
Source: CNET

FLI Charge’s conductive wireless charging could revolutionize classroom tech

FLI Charge and Bretford are bringing an innovative new conductive wireless charging product into classrooms and offices across America after winning FCC and ETL approval. Could this be the power delivery tech we’ve been waiting for?

The post FLI Charge’s conductive wireless charging could revolutionize classroom tech appeared first on Digital Trends.


Source: Digital trends

Bell Labs' Gadget Communicates Human Emotions Through Touch

Thanks to some innovations at Bell Labs, you’ll soon be able to express your heart through your sleeve.
Source: Wired

New Spectre-like bug could mean more performance-degrading patches

Intel doesn’t believe many software partners will make use of its new mitigating firmware for a newly announced Spectre-like bug, as that patch can cut performance by as much as eight percent.

The post New Spectre-like bug could mean more performance-degrading patches appeared first on Digital Trends.


Source: Digital trends

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