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Archivo del Autor: Belen De Leon

SpaceX reveals mystery moon passenger, and he's a billionaire – CNET

Elon Musk’s SpaceX welcomes Japanese entrepreneur Yusaku Maezawa and an entourage of artists as its first BFR spaceship moon tourists.
Source: CNET

Meet Yusaku Maezawa, the first private passenger to take SpaceX’s BFR around the moon

Japanese billionaire and entrepreneur Yusaku Maezawa will be the first private citizen to take a flight around the moon in SpaceX’s Big Falcon Rocket, a 240,000-mile journey slated for as early as 2023.

In an emotional and jubilant speech during a SpaceX event Monday at the company’s headquarters in near Los Angeles, Maezawa exclaimed “I choose to go to the moon!”

If SpaceX is successful in its testing and development of the BFR — which has a long road ahead — Maezawa will be the first passenger to travel to the moon since the 1972 Apollo mission conducted by the United States. Only 24 people have been to the moon. The journey will last about a week and come as close as 125 miles to the moon’s surface before completing lunar transit and returning back to Earth, according to SpaceX.

“He is the best adventurer, I think,” Musk said of Maezawa during a Q&A with reporters after the announcement.

Maezawa has ticked just about every box on the list of possible careers in life. He’s an entrepreneur and musician, designer, artist, art collector and the founder and CEO of online fashion retailer Zozotown.

“This is my life long dream,” he said. “Ever since I was a kid I loved the moon, just staring at the moon it filled my imagination. It’s always there and continues to inspire.”

Maezawa said he wants to bring six to eight artists with him on flight so they’re inspired to create space and moon-inspired works that reflect their experience. He’s calling the project #dearMoon. “Their masterpieces will inspire the dreamer in all of us,” he said, adding he has not decided who should join him on the journey. He would like artists to be mix of musicians, photographers, painters and architects.

SpaceX has a lot to accomplish and considerable capital to raise before BFR sends Maezawa into space. Just 5% of SpaceX’s resources are currently dedicated to the BFR. It’s estimated to cost $5 billion to develop the BFR.

Neither Maezawa or Musk would disclose how much he is paying. Although Musk called him the real deal and noted he was paying “a lot of money.”

The BFR has not yet been built. Musk said the success of the project will depend on sources of revenue, including paying customers. The BFR could fit 100 people, but Musk said it makes sense to have about a dozen people on the first manned flight along with extra supplies.

Musk teased the announcement — and a new-looking BFR design — in a tweet Thursday evening,  that it SpaceX had “signed the world’s first private passenger to fly around the Moon aboard our BFR launch vehicle.” This is the third design that SpaceX has floated for BFR. This is “the final iteration in terms of broad architectural designs for BFR,” Musk said Monday night.

Musk revealed a few more details about the BFR during the Monday night event. The BFR design shown Monday is 118 meter long two-stage reusable spaceship that will be capable of taking a 100-metric ton payload to Mars.

SpaceX still plans to have “hopper” test flights of the BFR spaceship next year, followed by high-altitude, high-velocity flights in 2020.

The BFR, meant to stand for Big Falcon Rocket or anything else that might spring to mind, is designed to be sustainable interplanetary spaceship. It will eventually replace SpaceX’s other rockets such as Falcon 9 and Falcon Heavy.


Source: TechCrunch

Africa’s Jumo raises $52M led by Goldman to bring its fintech services to Asia

Asia’s fintech scene is poised to get a little larger after Jumo, a company that offers loans to the unbanked in Africa, revealed plans to expand into the continent. To get the ball rolling, Jumo has opened an office in Singapore to lead the way and landed a massive $52 million investment led by banking giant Goldman Sachs to fuel the growth.

The new round takes Jumo to $90 million raised from investors. While Goldman is the lead — and standout name — the round also saw participation from existing backers that include Proparco — which is attached to the French Development Agency — Finnfund, Vostok Emerging Finance, Gemcorp Capital, and LeapFrog Investments.

Jumo launched in 2014 and it specializes in social impact financial products. That means loans and saving options for those who sit outside of the existing banking system, and particularly small businesses. To date, it claims to have helped nine million consumers across its six markets in Africa and originated over $700 million in loans. The company, which has some 350 staff across 10 offices in Africa, Europe and Asia, was part of Google’s Launchpad accelerator last year and it is led by CEO Andrew Watkins-Ball, who has close to two decades in finance and investing.

Watkins-Ball told TechCrunch that he believes Jumo’s experience working in Africa sets it up perfectly to offer similar services in markets across Asia.

“We grew up in a very tough play yard,” he said in an interview. “We built our initial success in Tanzania which is probably one of the hardest [financial] markets in the world. A lot of these environments [in Asia] look more attractive.”

Unlike the West, where challengers are trying to unseat banks, fintech startups in emerging markets work with the existing system. That isn’t some cop-out, it actually makes perfect sense. Banks simply aren’t equipped to deal with customers seeking small loans in the hundreds of U.S. dollar bracket.

Jumo CEO Andrew Watkins-Ball believes his company’s work in Africa is ideal preparation for its expansion into Asia

Financially, the returns aren’t there from these customers and it doesn’t make sense for banks to invest resources sounding out a prospective loan. Even if they wanted to, they couldn’t vet these would-be customers, though. Many emerging markets simply don’t have the formalized credit checking systems that exist in the West, while many of the unbanked (or ‘less banked’) consumers wouldn’t even show up if they did due to a range of factors.

That’s where a new approach is needed. Fintech startups essentially act like a funnel. They manage the customer acquisition and retention, develop systems to assess credit based on alternative signals and, over time, build up a customer profile that reduces credit risk. That suits banks because they don’t need to handle the nitty-gritty and, when it works well, the startups bring them larger enough volumes of small loans that are a worthwhile opportunity for financial institutions.

Just looking at recent funding deals, the model is evident in markets like India — where ZestMoney pulled in funds last month — and Southeast Asia, where Experian backed fintech startup C88.

Watkins-Ball said Jumo is aiming to do the same having already proven its model in Africa. He acknowledged that a number of startups are also tackling the problem and welcomed the increase competition and growth potential across the fintech and micro-financing space.

“We’ve offered services to millions of new customers who weren’t part of the banking ecosystems,” he explained. “Essentially we grow the addressable market for banks.”

Already, Jumo has begun offering services in Pakistan and it has plans to open up in more markets in Asia, although Watkins-Ball isn’t saying which ones or when right now. But, in addition to proving its model, he believes that Jumo has already shown it can adapt to new markets.

“The differences between countries like Ghana, Tanzania and Zambia are as great as those between India, China and Indonesia,” he told TechCrunch. “So we’ve had to learn to use our platform, which we built to be flexible, and localize in order to fit the customer.”

That’s backed up by Goldman Sachs executive director Jules Frebault, who said in a statement: “There’s an immense opportunity across Africa and beyond for Jumo to build on their successful track record developing digital marketplace infrastructure to offer mobile subscribers access to relevant financial products.”

In addition to Asian expansions, Jumo’s new capital will also go towards expanding its current selection of productions in Africa. In particular, Watkins-Ball says the company is working to partner with more banks and it plans to introduce “new generations” of saving products.

While it isn’t taking its foot off the pedal in Africa, he said Jumo will likely devote the majority of its resources to the Asia expansion plan. That’ll make Jumo a very notable addition to a fintech scene that is already showing significant potential across the Asian region.


Source: TechCrunch

Data Firms Team up to Prevent the Next Cambridge Analytica Scandal

A new working group of Republican and Democratic firms is writing rules for their industry amid mounting scrutiny and consumer privacy concerns.
Source: Wired

George R.R. Martin: Game of Thrones could've had 5 more seasons – CNET

At the 2018 Emmy Awards, the fantasy author says he’s all about the prequels now.
Source: CNET

Video game loot boxes under scrutiny by 16 gambling regulators – CNET

An international coalition is concerned about the influence some video games can have on children.
Source: CNET

Lyft's electric scooters hit the streets of Santa Monica – CNET

It’s the second US city to get the company’s e-scooters.
Source: CNET

Watch SpaceX reveal BFR mystery moon passenger in less than two hours – CNET

The trip will be aboard the Big Falcon Rocket, still in development.
Source: CNET

Apple’s iBooks revamp, Apple Books, is here

Apple’s new and improved iBooks app, now called Apple Books, has popped up on iPhones across the world today with the release of iOS 12, the software update available to download as of this morning.

The new app has five tabs: Reading Now, Library, Book Store, Search and, for the first time, a dedicated Audiobooks tab.

Apple first previewed it at WWDC in June. The company said its sleek new look was the “biggest books redesign ever.” Cleaner UI, coupled with larger images, gives the app a more modern feel and an overall better experience. More importantly, it sets up Apple to better compete with other audio/e-book apps, like the Amazon-owned Audible.

In the Book Store, users can explore recently released titles and best-selling books, as well as curated collections and special offers; it’s available in 51 countries and free books for download are available in 155 countries.

Apple Books is also a lot smarter than its predecessor. As you download titles and engage with the app, the app will send you personalized recommendations based on your activity.

Indeed, it was time for an update. Audiobooks are more popular today than when Apple first launched iBooks in 2010 and are very much deserving of their own tab. According to Pew Research Center, one in five Americans regularly listens to them — a 28 percent increase from 2016.


Source: TechCrunch

Emmy nominees: Game of Thrones, Westworld, GLOW up for awards starting soon – CNET

A complete list of nominees and winners.
Source: CNET

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