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Archivo del Autor: Belen De Leon

Iron Fist's second season is fighting for a second chance – CNET

The hero with the glowing fist returns with a little bit more badassery.
Source: CNET

SynapseFI raises $17M to develop its fintech and banking platform

SynapseFI, a startup that helps banks and fintech companies work together to develop technology, has announced that it raised a $17 million Series A funding round.

The funding actually closed at the back end of last year, but CEO Sankaet Pathak said the company has been so busy developing new products, hiring and more than that it is only getting around to disclosing the deal now. The investment was led by Trinity Ventures and Core Innovation Capital, with participation from other unnamed backers.

The San Francisco-based startup has sat under the radar for a while now despite starting up in 2014. Its core product is a platform that helps banks and developers work together. That involves developer-facing APIs that allow companies to connect with banks to offer services, and also bank-facing APIs that allow banks to automate and extend back-end operations.

Pathak describes the vision as making it possible for anyone around the world to get access to high-quality financial products. The first focus is to make financial products “like Lego bricks” to enable banks to add new products and services easily. As it stands today, development is a painful process that requires specific infrastructure development, but SynapseFI aims to standardize a lot of the processes and platform to make things much simpler.

The idea for the business came when Pathak, who moved to the U.S. from India in 2010, grew frustrated at being unable to get a bank account or loan because he had no social security history. He left the University of Memphis, where he had studied computer engineering and sciences, and founded the startup in April 2014 alongside his friend Bryan Keltner.

Initially, the business focused on payments, but it gradually tilted to become a technology enabler for the financial industry.

Today, SynapseFI has over 60 staff and it works with a roster of over 100 financial industry clients. Its products include the basics like payment, deposit, lending and investment services, but it has also ventured into crypto with services that include a white-label wallet.

To date, it claims to have processed over $10 billion in transactions and helped bank more than 1.5 million people through its technology.

The SynapseFi team

“There are three core things we want to fix in banking,” Pathak told TechCrunch in an interview. “The back office is still mostly manual today and we want to automate that. There’s a need for vertical integration… we want any large or small financial company to be able to come to us and operate at the same scale as the likes of Wells and Chase. We also want to automate financial advice using behavior science.”

Pathak added that the startup also harbors an ambition to expand overseas. That’s likely to mean Europe first — potentially a market like the UK or Germany — but it’ll require fairly intensive localization as the SynapseFI platform is customized to accommodate U.S. APIs and data pipes, none of which will work outside of the country.

An expansion would be likely to happen around the time that the company looks to raise its Series B, although Pathak stressed that he is also focused on building a sustainable business and not simply relying on venture capital money. Indeed, he said that the company is likely to reach breakeven by the end of the year.

“I still think it’s a healthy business practice,” Pathak said.


Source: TechCrunch

The truly wireless Earin M-2 earbuds weren't vaporware after all – CNET

20 months later, Earin’s promised wireless earbuds are finally shipping — and they still look interesting.
Source: CNET

How to watch Facebook and Twitter’s big hearings with Congress

On Wednesday, Facebook COO Sheryl Sandberg and Twitter CEO Jack Dorsey will appear before Congress in the latest high profile hearings for tech on Capitol Hill. The main event will take place at 9:30 a.m. ET, as the pair of tech execs faces the defense and cybersecurity-minded Senate Select Intelligence Committee.

Following that hearing, Dorsey will stick around for a chat with the House Energy and Commerce Committee in a hearing set for 1:30 p.m ET. For a thorough preview, you can catch Facebook and Twitter’s opening statements.

In the Senate hearing, expect most of the discussion to focus on the company’s efforts to thwart coordinated efforts by US adversaries to influence domestic politics. Titled “Foreign Influence Operations and Their Use of Social Media Platforms,” the hearing will give some of the Senate’s most tech-savvy members a chance to take their questions and concerns straight to the top.

As the name suggests, the conversation will likely center on social media disinformation campaigns in relation to the upcoming US midterm elections and the cybersecurity efforts made to detect and prevent them. The hearing could also tap into recent conversations around censorship and harassment, though those topics aren’t intended to be the meat of the conversation.

You should be able to stream tomorrow’s Senate hearing below. If that stream isn’t working, the committee will likely stream the hearing on its own event page or you can check C-SPAN’s designated hearing page for a live stream with light commentary.

Compared to the day’s first hearing, the House hearing is a bit more unpredictable. Titled “Twitter: Transparency and Accountability,” the House’s conversation will likely be exploratory rather than solution-oriented in nature, delving into deeply partisan topics around political bias and censorship. Without Facebook by his side to catch some of the heat, Dorsey will be holding his own alone so that alone might make it worth a watch.

In a press release, House Energy and Commerce Committee Chairman Rep. Greg Walden described the decision to call on Dorsey:

“This hearing is about transparency, accountability, and action. We want to take complex, opaque algorithms out of the dark and shed light on the role they play in consumers’ lives. We want to better understand the decisions Twitter makes about content and the company’s process to prevent mistakes and undue bias. The committee takes these issues seriously on behalf of consumers, and expects the same of Twitter.”

If you’d like to tune in to the House hearing, you should be able to stream it live below. If that doesn’t work, the committee’s own landing page should be streaming the hearing.


Source: TechCrunch

DC Universe's Titans will debut at New York Comic Con – CNET

The first original series for DC’s streaming service will premiere in October.
Source: CNET

FCC chair calls for more oversight of Facebook, Google and Twitter – CNET

Ajit Pai doesn’t believe in strict net neutrality rules, but he thinks the government should keep a closer eye on Silicon Valley giants.
Source: CNET

Maybe don't buy a GoPro right now — an alleged Hero 7 just leaked – CNET

Not that there’s anything wrong with the Hero 6! It’s great.
Source: CNET

Elon Musk renews pedophilia claims against diver in Thai cave rescue – CNET

Tesla CEO calls Brit diver in Thai soccer team rescue a “child rapist” who moved to Southeast Asia to take a child bride.
Source: CNET

Facebook, Twitter: US intelligence could help us more in fighting election interference

Facebook’s chief operating officer Sheryl Sandberg has admitted that the social networking giant could have done more to prevent foreign interference on its platforms, but said that the government also needs to step up its intelligence sharing efforts.

The remarks are ahead of an open hearing at the Senate Intelligence Committee on Wednesday, where Sandberg and Twitter chief executive Jack Dorsey will testify on foreign interference and election meddling on social media platforms. Google’s Larry Page was invited, but declined to attend.

“We were too slow to spot this and too slow to act,” said Sandberg in prepared remarks. “That’s on us.”

The hearing comes in the aftermath of Russian interference in the 2016 presidential election. Social media companies have been increasingly under the spotlight after foreign actors, believed to be working for or closely to the Russian government, used disinformation spreading tactics to try to influence the outcome of the election, as well as in the run-up to the midterm elections later this year.

Both Facebook and Twitter have removed accounts and bots from their sites believed to be involved in spreading disinformation and false news. Google said last year that it found Russian meddling efforts on its platforms.

“We’re getting better at finding and combating our adversaries, from financially motivated troll farms to sophisticated military intelligence operations,” said Sandberg.

But Facebook’s second-in-command also said that the US government could do more to help companies understand the wider picture from Russian interference.

“We continue to monitor our service for abuse and share information with law enforcement and others in our industry about these threats,” she said. “Our understanding of overall Russian activity in 2016 is limited because we do not have access to the information or investigative tools that the U.S. government and this Committee have,” she said.

Later, Twitter’s Dorsey also said in his own statement: “The threat we face requires extensive partnership and collaboration with our government partners and industry peers,” adding: “We each possess information the other does not have, and the combined information is more powerful in combating these threats.”

Both Sandberg and Dorsey are subtly referring to classified information that the government has but private companies don’t get to see — information that is considered a state secret.

Tech companies have in recent years pushed for more access to knowledge that federal agencies have, not least to help protect against increasing cybersecurity threats and hostile nation state actors. The theory goes that the idea of sharing intelligence can help companies defend against the best resourced hackers. But efforts to introduce legislation has proven controversial because critics argue that in sharing threat information with the government private user data would also be collected and sent to US intelligence agencies for further investigation.

Instead, tech companies are now pushing for information from Homeland Security to better understand the threats they face — to independently fend off future attacks.

As reported, tech companies last month met in secret to discuss preparations to counter foreign manipulation on their platforms. But attendees, including Facebook, Twitter, and Google and Microsoft are said to have “left the meeting discouraged” that they received little insight from the government.


Source: TechCrunch

Twitter is a Nazi haven for the same reason its CEO claims no bias

“From a simple business perspective and to serve the public, Twitter is incentivized to keep all voices on the platform”. That’s Twitter CEO Jack Dorsey’s argument for why “Twitter does not use political ideology to make any decisions” according to his prepared statement for his appearance at tomorrow’s hearing with the US House Committee on Energy and Commerce.

But it’s also validates criticism of why Twitter is reluctant to ban Nazis, hate-mongers, and other trolls that harass people on the service: It makes money off of them.

Twitter has been long-known to ignore reports of threats or abuse. It’s common to see people posting the screenshots of the messages they get back from Twitter saying that sexist, racist, homophobic, and violent remarks don’t violate its policies. Only when they get enough retweets and media attention do those accounts seem to disappear.

In fact, a Wall Street Journal report claims that Dorsey told a confidante that he’d personally intervened to overrule his staff in order to allow Infowars’ Alex Jones to remain on the app and to reinstate alt-right figure Richard Spencer.

To avoid being labeled overly liberal which could lead to a flight of conservative users, Twitter has bowed to the abusers and weakly enforced its own rules. And since these trolls can be highly engaged with Twitter, they can rack up lots of ad views. Dorsey’s statement is emblematic of that stance, prioritizing user count, share price, and revenue over safety and civility.

Elsewhere in the statement, Dorsey makes a much stronger argument for why Twitter isn’t biased against conservatives via data instead of market forces. He says that Twitter compared tweets by Democrats and Republicans and found that “controlling for the same number of followers, a single Tweet by a Republican will be viewed as many times as a single Tweet by a Democrat, even after all filtering and algorithms have been applied by Twitter.” It’s that fact Dorsey should point to, not that Twitter isn’t biased because his hands are tied by Wall Street.

Dorsey also claims Twitter is making progress by tuning its algorithm to limit the distribution of abuse. He notes that signals that reduce a tweet’s prominence include if the author has “no confirmed email address, simultaneous registration for multiple accounts, accounts that repeatedly Tweet and mention accounts that do not follow them, or behavior that might indicate a coordinated attack”, as well as “how accounts are connected to those that violate our rules and how they interact with each other.” That’s supposedly led to “a 4 percent drop in abuse reports from search and 8 percent fewer abuse reports from conversations”.

But that progress would likely to come faster if Twitter was willing to make sacrifices to its bottom line. Facebook pledged to double its security and moderation team from 10,000 to 20,000 members despite the impact that would have on profits. Twitter has yet to make a pledge as direct and quantifiable. Facebook’s COO Sheryl Sandberg will also appear before Congress tomorrow to face tough questions about whether that hiring and its product changes are actually protecting democracy. But at least it’s throwing money at the problem.

Dorsey didn’t say Twitter was “incentivized to keep all civil voices on the platform” or “all voices that abide by our policies” — just “all voices”. But when Twitter lets trolls bully and shout down those they hate, it’s the victims’ voices that are silenced by ‘free speech’. It’s effectively endorsing censorship, not of those with conservative or even extremist views, but of the marginalized who most deserve that voice.

Hopefully during tomorrow’s House hearing, we’ll see members of congress use Dorsey’s own words to question whether his “simple business perspective” is what’s keeping such an ugly place to have a conversation.


Source: TechCrunch

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