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Archivo del Autor: Belen De Leon

*Watchmen*’s Stars Also Wonder About Season 2

Regina King says she would do a second season of the HBO show if Damon Lindelof is onboard.
Source: Wired

Amazon Device Christmas Sale (2019): Fire Tablets, Kindles, Echos

Hunting for gifts? Fear not, there are still plenty of deals to be found. Some of Amazon’s most popular products are on sale.
Source: Wired

Acidifying Oceans Could Eat Away at Sharks' Skin and Teeth

Researchers show that prolonged exposure to acidified water corrodes the scales that make up a shark’s skin.
Source: Wired

2019 Porsche Panamera GTS Sport Turismo review: Powerful meets practical – Roadshow

The GTS is arguably the best version of the Porsche Panamera, and the Sport Turismo body style only makes it better.
Source: CNET

Five things you need to know about the 2019 Porsche Panamera Sport Turismo GTS video – Roadshow

With a bit of extra power and a lot more grip, the 2019 Sport Turismo GTS feels like a sweet spot in the Porsche Panamera lineup.
Source: CNET

You can win a 65-inch 4K TV* – CNET

One lucky winner will take home a TCL 6-series Roku TV. *Open to the US, Puerto Rico and Canada.
Source: CNET

Vivaldi browser pretends it's Chrome so websites don't break – CNET

The browser is only bending the truth a little since Vivaldi is based on Chrome’s core technology.
Source: CNET

Facebook acquires Madrid-based cloud gaming startup PlayGiga

Facebook has acquired PlayGiga, a Madrid-based cloud gaming startup. The company confirmed the deal to CNBC today, the week after Cinco Dias reported it was in talks to buy PlayGiga for about 70 million euros ($78 million).

PlayGiga was founded in 2013 and received Series A funding from Adara Ventures, according to Crunchbase. In May, CEO Javier Polo wrote on MCV Develop that the startup has been working with telcos to create streaming game technology for 5G, which will help tech companies to reach more mobile gamers. It also developed a gaming-as-a-service platform, using Intel’s Visual Cloud platform, that will enable telcos and communication service providers to offer streaming games to their customers.

The acquisition of PlayGiga follows Facebook’s announcement last month that it has agreed to buy Beat Games, developer of popular virtual reality title Beat Saber.

Facebook is building out its gaming business, which it claims now has more than 700 million monthly users, as it diversifies its revenue sources beyond online advertising. Earlier this year, the company added its Gaming hub to Facebook’s main navigation menu after originally launching it as a standalone app. The hub includes the livestreaming service it launched last year to compete with Twitch, Instant Games and posts from gaming-related pages.

The company also began selling Oculus Quest and Rift headsets earlier this year, after acquiring Oculus for $2 billion in 2014, and recently launched Facebook Horizon, a VR universe.


Source: TechCrunch

The SEC wants to expand on who is allowed to invest in private securities

As the number of privately held companies continues to grow — and privately held companies stay private longer than ever — public market shareholders who’d earlier benefited from the growth of companies like Google and Amazon are missing out, fears the Securities & Exchange Commission.

Toward that end, the agency today proposed amendments to the definition of “accredited investorâ€� and the definition of “qualified institutional buyerâ€� that would expand the list of people and institutions currently capable of investing in the private capital markets — meaning startups, hedge funds, venture funds and private equity funds.

What would change? Right now, as the SEC defines accredited investors, a person has to have at least $1 million in liquid assets or earn more than $200,000 in annual income.

The SEC’s new proposal would open up the definition to also include individuals with an entry-level stockbroker’s license or other credentials issued by an accredited educational institution; “knowledgeable” employees of funds who might not currently meet the SEC’s wealth thresholds; family offices with at least $5 million in assets under management and their family clients; and “spousal equivalents” who could pool their assets for the purposes of qualifying as accredited investors.

The proposed amendments would also add limited liability companies and RBICs to the types of entities that are eligible for qualified institutional buyer status if they meet the $100 million in securities owned and investment threshold in the definition. And the SEC wants to add a new category for any entity, including Indian tribes, that owns “investments,â€� as defined in Rule 2a51-1(b) under the Investment Company Act, that are valued at more than $5 million and that weren’t formed for the specific purpose of investing in the securities offered.

The proposal is now open to a 60-day comment period. In the meantime, expect there to be strong arguments both for and against the SEC’s moves to expand the private investing pool.

On the one hand, parties focused on investor protection will surely argue that vulnerable investors will be taken advantage of by startups that already have access to more than enough capital — especially startups worth funding.

On the other, expect to hear from the growing number of voices concerned that mom and pop investors have been shut out of America’s innovation economy, and that income inequality is worsening quickly because of it.

In the meantime, if you’re curious to learn more, you can check out the SEC’s specific proposals here, as well as find instructions on where to submit a comment.


Source: TechCrunch

Goldman Sachs leads $15M investment in Indian fintech startup ZestMoney

One of America’s largest banks has just poured some money to help millions of Indians without a credit score secure loans and make purchases online for the first time in their lives.

Bangalore-based ZestMoney announced today that it has raised $15 million from Goldman Sachs and existing investors Naspers Fintech, Quona Capital, and Omidyar Network. Lizzie Chapman, co-founder and chief executive of ZestMoney, told TechCrunch in an interview that the new investment is part of an extended Series B round, the first tranche of which was announced in April this year.

The extended Series B round brings ZestMoney’s total raise to-date to $63 million, she said.

The penetration of credit cards remains very low in India; roughly three in 100 people in the country have a credit card. This has meant that very few people in the nation have a traditional credit score, which banks heavily rely on to establish one’s credit worthiness before issuing them a loan.

Moreover, small loans don’t generate lucrative returns for banks, giving them less incentive to write such cheques. In recent years, a growing number of Indian startups has stepped in to address this void.

ZestMoney assesses other data points and uses AI to help these people build a profile and become credit-worthy. The startup has partnered with over 3,000 merchants — up from some 800 in late April — including Flipkart, Amazon, and Paytm to offer financing options to customers at point-of-sale.

It has amassed more than 6 million users, who can access credit of $140 to $3,000. To make the deal even better, many of these merchants offer interest-free option to customers, provided they could pay back in a specified amount of time.

The startup, which maintains partnership with nearly every online payments processor in the nation including Razorpay, BillDesk, Cashfree, CCAvenue, and PayU, has also made a push in the brick and mortar market by inking deals with Chinese smartphone maker Xiaomi, and Pine Labs, which has deployed over 300,000 point-of-sale machines across the country.

ZestMoney has also raised an unspecified amount of debt, which it uses to finance credit to customers. It recently entered in a strategic partnership with Credit Saison, a Japanese financial services company affiliated to Mizuho Financial Group, to deploy $100 million toward expanding digital lending in the country.

Philip Aldis, a managing director at Goldman Sachs, said the firm’s investment in ZestMoney would enable more households in India to access credit. “We look forward to leveraging our global experience and network for the continued growth of ZestMoney,” he said in a statement.

Goldman Sachs has written checks to a handful of startups in India, including logistics startup BlackBuck, home rental platform NextAway, news aggregator DailyHunt, and online furniture store PepperFry.

The New York-headquartered firm, one of the world’s largest trading banks, has also invested in a number of financial startups including NuBank, a Brazilian firm that offers digital credit card to smartphone users. It is also the banking partner for Apple Card.

ZestMoney aims to disburse credit of worth $1 billion in 18 months and reach 300 million users one day. Digital lending in India is expected to be a $1 trillion opportunity in the next five years, according to Boston Consulting Group.


Source: TechCrunch

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