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Archivo del Autor: Belen De Leon

How contrarian hires and a pitch deck started Nubank’s $30 billion fintech empire

For most startups, the hardest early challenge is identifying a market and a product to serve it. That wasn’t the case for Nubank CEO David Velez, who understood the massive potential for success if he could break into Latin America’s most valuable economy with even a moderately modern banking offering.

Instead, the challenge was how to rebuild the concept of a bank in a country where banking is widely hated, all while the incumbents heavily entrenched with the state worked to block every move.

Nubank knew its market and geography, and through tenacious fundraising, inventive marketing and product development, and a series of contrarian hires, Velez and his team stripped bare the morass of Brazilian banking to build one of the world’s great fintech companies.

The challenge was how to rebuild the concept of a bank in a country where banking is widely hated, all while the incumbents heavily entrenched with the state worked to block every move.

In the first part of this EC-1, I’ll look at how Velez brought his skills and experience to bear on this market, how Nubank was founded in 2013, and how the team brought a Californian rather than Brazilian vibe to their first office on — no joke — California Street, in a neighborhood called Brooklin in the city of São Paulo.

The makings of an entrepreneur

The idea of being his own boss was ingrained in Velez from his earliest days in Colombia, where he grew up in an entrepreneurial family, with a father who owned a button factory. “I heard from my dad over and over again that you need to start your own company,” Velez said.

But years would pass and Velez still had no idea what he wanted to do. To “kill time,” and also to surround himself with entrepreneurial energy, Velez attended Stanford University — partially financed by the sale of some livestock — and then worked as an analyst at Goldman Sachs and Morgan Stanley before switching to venture capital at General Atlantic and Sequoia.


Source: TechCrunch

Beats Studio Buds review: Better sound than AirPods Pro but missing some key features – CNET

Geared toward iOS and Android users, the new noise-canceling $150 Beats Studio Buds deliver good sound quality and voice-calling capabilities in an excellent design. But Apple users may not be thrilled with what got left out.
Source: CNET

Best fire pit for 2021 – CNET

We tested a group of popular fire pit models from Breeo, Solo Stove, BioLite, Tiki and others.
Source: CNET

I Treated My Unhealthy Gaming Obsession … With More Games

The root issue had less to do with the hobby and more to do with me.
Source: Wired

From Tamagotchi to Nintendogs: Why People Love Digital Pets

Electronic companions keep drawing us back—and it’s not just because they don’t have fleas.
Source: Wired

How Do You Make a Robot Walk on Mars? It's a Steep Challenge

Meet SpaceBok, a little four-legged machine that’s taking the first steps toward walking on the Red Planet’s brutal terrain.
Source: Wired

18 Amazon Prime Perks You Might Not Be Using

Your membership gets you more than free two-day shipping. Here’s what you may be missing.
Source: Wired

How Some Americans Are Breaking Out of Political Bubbles

A growing number of people are seeking a wider diversity of news sources or opinions contrary to their own to combat information silos within social media.
Source: Wired

Por qué la variante delta de la COVID-19 es más contagiosa

Surgió por primera vez en la India, ya es la cepa dominante en Reino Unido y podría impedir el levantamiento de restricciones previsto en el país europeo. Los investigadores están trabajando para descubrir los secretos de su expansión
Source: MIT

Colaboración y agilidad: la receta para digitalizarse en un tiempo récord

El comercio electrónico no existía cuando nació Grupo AXO y ahora representa una de sus principales fuentes de ingresos. ¿Cómo logra un ‘retailer’ analógico convertirse en uno de los líderes del ‘e-commerce’ en cuestión de un puñado de años?
Source: MIT

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