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Archivo del Autor: Belen De Leon

The ticket into Apple’s world of products just got even pricier – CNET

And Apple’s not alone. Welcome to the new reality of pricier gadgets.
Source: CNET

Tracking the hidden lives of Denali's wolves video – CNET

Biologists use GPS loggers, cameras and radio transmitters to spy on Denali’s top predator.
Source: CNET

Julian Assange: The Real Houseguest of the Ecuadorian Embassy

As details of his democracy-bending relationship with Roger Stone break, Julian Assange is proving guests, like fish, stink after six years.
Source: Wired

'Homecoming' Creator Sam Esmail On Podcasts, Paranoia, and Julia Roberts

The TV auteur managed to get Roberts on the small screen for Amazon’s prestige podcast adaptation.
Source: Wired

Vizio P-Series 4K TV Review (2018): Top Quality, Palatable Price

We review the Vizio P-Series 4K LED TVs, which range from 55-75 inches (P55-F1, P65-F1, P75-F1).
Source: Wired

An Aging Marathoner Tries to Run Fast After 40

Nicholas Thompson had been running marathons for years. At 42, he set out to reverse his slowing speeds with, science, tech, and new dedication.
Source: Wired

The ‘Game of Thrones’ Final Season Is Shaping Up to Be a Beautiful Mess

We can’t wait.
Source: Wired

Nvidia RTX DLSS: Everything you need to know

Nvidia’s new DLSS technology is exciting, but what is it and how does it work? In this guide we’ll teach you everything you need to know about Nvidia’s RTX DLSS technology, so you can decide if you need it or not.

The post Nvidia RTX DLSS: Everything you need to know appeared first on Digital Trends.


Source: Digital trends

Hong Kong says it may regulate crypto exchanges

Hong Kong may become the next country to regulate crypto exchanges after its securities regulator announced that it is exploring ways to apply quality control and protect consumers from the volatility and uncertainties of digital currencies.

The Securities and Futures Commission (SFC) said it is “setting out a conceptual framework” that could be used to regulate crypto exchanges since they currently operate outside of current regulation, which is focused on traditional investment.

“Some of the world’s largest virtual asset trading platforms have been seen operating in Hong Kong but they fall outside the regulatory remit of the SFC and any other regulators. Owing to the serious investor protection issues identified and having regard to international developments, the SFC considers it necessary to explore in earnest whether and if so, how it could regulate virtual asset trading platforms under its existing powers,” the SFC wrote.

The commission has said it intends to work with the industry itself to define what regulation should look like.

The SFC did hedge its move, however, by saying that there is no guarantee that it will introduce licenses at the end of its research period. In particular, it voiced concern as to whether exchanges “would satisfy the expected anti-money laundering standards, given that anonymity is the core feature of blockchain.”

There’s also no immediate sign that Hong Kong will be requiring exchanges to be licensed.

“Those exchanges that want to be regulated by us will be set apart from those that don’t,” SFC CEO Ashley Alder told a conference according to a report from Reuters.

Japan is best known in crypto circles for its introduction of exchange licensing. Some in the industry have criticized the Japanese regulations as being too tight. Those voices include Binance, the world’s largest trading of cryptocurrencies, which abandoned plans to seek regulation in Japan because it placed limits on which tokens can be offered to users, its CEO Changpeng Zhao previously told TechCrunch.

Note: The author owns a small amount of cryptocurrency. Enough to gain an understanding, not enough to change a life.


Source: TechCrunch

Korean lending startup PeopleFund raises $11M led by chat app Kakao’s payment unit

South Korean peer-to-peer lending startup PeopleFund is in the money itself after it raised an $11 million Series B funding round that was led by Kakao Pay, the fintech division of Kakao, Korea’s top messaging firm. The deal comes as the country’s P2P marketplace continues to grow with a competitive field of players.

A newer arrival on the scene, PeopleFund was founded in 2015 as a marketplace that connects borrowers and investors to connect to enable lending. While that peer-to-peer model is often closely associated with loans to consumers, they are just one segment of the company’s target market, founder and CEO Joey Kim explained to TechCrunch. Consumer and personal loans represent around one-quarter, with 17 percent for SMEs and the remainder on mortgage and property, which include real estate construction developers.

However, PeopleFund is likely going after more adoption among consumers and you’d imagine that is a major reason why Kakao Pay led this investment.

The business — which is backed by Chinese internet giant Alibaba’s fintech division — handles Kakao’s payment business while it has also forayed into financial products such as loans. With 43 million users — or 85 percent of the population — Kakao is Korea’s dominant chat platform by some margin, which gives Kakao Pay a running startup into payments and fintech services.

PeopleFund CEO and founder Joey Kim is currently serving as president of the Korean Fintech Industry Association

Even with its colossal footprint, Kakao Pay needs all the help it can get since Korea’s digital loan system is exploding.

The P2P market is estimated to have paid out $4 billion over the past four years, with estimates cited by PeopleFund forecasting that figure could jump to $10 billion by the end of next year as annual loan volumes rise to $3 billion. As with most fast-growing industries, there have been scandals — the CEO of Roof Funding was arrested this year on suspicion of fraud — and the government has stepped in to regulate, although the future looks bright.

PeopleFund and rival Tera Funding have both reached $300 million in loans to date, ahead of other rivals including Lendit and 8percent and Toss — which counts PayPal and Sequoia China among its investors. Like Kakao Pay, Toss plans to add loans and investment products into its popular payment service, which is processing $1.4 billion in transactions per month as of June this year.

Tera raised over $9 million in a January investment round, but it has been operating longer than PeopleFund. That means that the latter is Korea’s fastest growing digital loan platform, and Kim shared that 2017 saw 823 percent annual growth while the company reached a record monthly high of around $31 million in September. In another record high, September saw 69 percent of loans provided by institutional investors, as opposed to individuals. That’s important because institutions are a strong validation of the business and the P2P industry and, with more funds available, they can help scale the loan book faster than individuals.

But Kim and his team aren’t sitting around and, beyond the potential to collaborate with Kakao Pay, the new round will be used for product developing and hiring. Kim said the company plans to raise its current headcount of 90 staff with a focus on R&D hires, whilst also further developing its credit rating model and risk pricing for loans and mortgages.

PeopleFund previously raised $5.7M in June 2017, and it counts 500 Startups, Wooshin Venture Investment Corp., D3 Jubilee, and DAYLI Financial Group among its investors.


Source: TechCrunch

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